About Mera Ghar Mera Ashiana
An independent informational resource dedicated to making Pakistan's government housing scheme accessible, understandable, and transparent for every citizen.
Our Mission
We believe every Pakistani family deserves clear, unbiased information about the Mera Ghar Mera Ashiana housing finance scheme. Our portal provides:
- Accurate EMI Calculators — dual-phase calculations showing both subsidized and post-subsidy payments
- Bank-Specific Guides — detailed information for each participating bank including Islamic finance options
- Eligibility Tools — instant verification against SBP criteria before you visit a bank
- Bilingual Support — full English and Urdu content to reach all Pakistanis
What We Are
Mera Ghar Mera Ashiana is an independent informational portal. We are not affiliated with the State Bank of Pakistan, any participating bank, or any government entity. We compile, verify, and present publicly available scheme information in a user-friendly format.
Our content team researches SBP circulars, bank product sheets, and Islamic finance documentation to provide the most current and accurate guidance available.
What We Are Not
We are not a bank, lending institution, or government agency. We do not:
- Process loan applications
- Guarantee loan approvals
- Charge fees for any information or tools
- Collect or store financial data
All loan-related decisions are made by the participating banks under SBP supervision. Our tools and guides are for informational purposes only.
Why Trust Us
Every piece of information on this portal is:
- Sourced from official SBP circulars and bank documentation
- Regularly updated to reflect scheme changes and rate revisions
- Reviewed for accuracy by our content team
- Transparent about limitations — we always direct users to official sources for final verification