Skip to main content

EMI Calculator ماہانہ قسط کیلکولیٹر

Calculate your Mera Ghar Mera Ashiana monthly EMI, total repayment, subsidy savings, and view year-by-year amortization schedule.

Loan Parameters

// adjust the sliders

PKR 50.00 L
10 L1 Cr
80%
60%90%
20 Years
1 Year20 Years
+ 3% Spread = 17%
Financing AmountPKR 40,00,000
Equity / Down PaymentPKR 10,00,000
Tenure (Months)240
TierTier 2
Markup · 1st 10 Years5.00%
Spread (Fixed)3.00%
Markup After 10 Years17.00%
Insurance Rate (Annual)0.025%
MONTHLY EMI · YEAR 1–10

--

PKR · subsidized phase
MONTHLY EMI · YEAR 11–20

--

PKR · post-subsidy (KIBOR+3%)
TOTAL PAID--
TOTAL INTEREST--
BALANCE @ YEAR 10--
INTEREST AS % OF LOAN--

Outstanding Balance Over Time

// principal remaining after each year

Subsidized Post-Subsidy

Year-by-Year Amortization

// principal vs interest breakdown

Year Monthly EMI Principal Paid Interest Paid Total Paid (Yr) Closing Balance