Faysal Bank Limited
Mera Ghar Mera Ashiana — EMI Calculator & Loan Guide 2026
Calculate your exact monthly installment for a subsidized home loan through Faysal Bank Limited. Tier-based markup rates: 5% (up to ₨2M) · 8% (up to ₨3.5M) · market rate above.
Apply Online at Faysal Bank →Faysal Bank Limited offers MGMA financing under Islamic Shariah principles — structured as Diminishing Musharakah (co-ownership) with no interest (Riba). The markup shown is the profit rate on the bank’s share of the property, not conventional interest. Approved by Faysal Bank Limited’s Shariah Supervisory Board.
Loan Parameters
// adjust the sliders
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PKR · subsidized phase--
PKR · post-subsidy (KIBOR+3%)Outstanding Balance Over Time
// principal remaining after each year
Year-by-Year Amortization
// principal vs profit breakdown
| Year | Monthly EMI | Principal Paid | Profit Paid | Total Paid (Yr) | Closing Balance |
|---|
Ready to Apply with Faysal Bank Limited?
Submit your MGMA application directly through Faysal Bank Limited. No processing fee, government-backed risk coverage, and Shariah-compliant profit rates.
- ✅ CNIC (Original + Photocopy)
- ✅ 3 months bank statements
- ✅ 6 months salary slips or business proof
- ✅ Property documents (if already identified)
- ✅ 2 passport-sized photographs
Informational portal. Loan approval subject to Faysal Bank Limited’s assessment and SBP guidelines.